This piece was originally published in Techcrunch analyzing the rise of Pakistan’s technology ecoystem and Pakistani startups in 2020 and 2021.

Pakistan, the world’s fifth most populous country, has been slow to adapt to the internet economy. Unlike other emerging economies such as China, India and Indonesia, which have embraced digitization and technology, Pakistan has trailed the region in the adoption of technology and startup formation.

Despite this, investors have dreamed for years of the huge opportunities in unlocking Pakistan’s potential as a digital economy. As a country of 220 million people, almost two-thirds of whom are under the age…


An Indian edtech startup with global ambitions

This piece was originally published here.

Attending school and education are a right of passage for kids worldwide and of critical importance in an increasingly complex world. Despite the importance of education, the field has changed little over the past 100 years. However, the burgeoning educational technology sector — “edtech” — is promising to transform how we learn at every stage of our educational journey. One of the most important companies spearheading the transformation of education is Indian edtech startup Byju’s.

Byju’s is a personalized learning platform that creates dynamic learning experiences for students from kindergarten through graduation across a…


GoTo, Sea, Grab and the battle for supremacy in Southeast Asia

My name is Mikal — I’m an early-stage tech investor and I was born in Asia, grew up in Africa and now live in the US. Every week I break down a fast-growing business in an emerging market to understand its product, market and growth strategy.

This week I’m breaking down the merger of Indonesian startups Gojek and Tokopedia. This piece was originally published here.

This week the Super App Wars in Southeast Asia reached a new level of competitive intensity. The long-rumoured merger between Indonesian ecommerce retailer Tokopedia (which I wrote about earlier this year) and Indonesian ridesharing and…


Transaction processing and digital payments in Africa

My name is Mikal — I’m an early-stage tech investor and I was born in Asia, grew up in Africa and now live in the US. Every week I break down a fast-growing business in an emerging market to understand its product, market and growth strategy.

This week I’m breaking down Nigerian fintech startup Interswitch. This piece was originally published here.

Fintech is one of the top two most active areas for tech entrepreneurship and venture capital financing in emerging markets. The financial systems built in the West over centuries — both consumer-facing and business banking — are far more…


Food Delivery in Saudi Arabia

My name is Mikal — I’m an early-stage tech investor and I was born in Asia, grew up in Africa and now live in the US. Every week I break down a fast-growing business in an emerging market to understand its product, market and growth strategy.

This week I’m breaking down Saudi Arabian food delivery startup Jahez.. This piece was originally published here.

The rise of food and grocery delivery startups is a global trend that shows no sign of slowing down. Delivery startups are being founded and growing rapidly in the most unexpected places. …


Is Getir the first global Turkish startup?

My name is Mikal — I’m an early-stage tech investor and I was born in Asia, grew up in Africa and now live in the US. Every week I break down a fast-growing business in an emerging market to understand its product, market and growth strategy.

This week I’m breaking down Turkish delivery giant Getir. This piece was originally published here.

The rise of ecommerce and delivery has been one of the biggest lifestyle shifts in urban centers over the past decade. This shift is a global phenomenon embodied by companies like DoorDash


Brazilian Fintech Giant and its Ambitions in Latin America

My name is Mikal — I’m an early-stage tech investor and I was born in Asia, grew up in Africa and now live in the US. Every week I break down a fast-growing business in an emerging market to understand its product, market and growth strategy.

This week I’m breaking down Brazilian fintech giant Nubank. This piece was originally published here.

In emerging markets today a large minority or majority of citizens don’t have a bank account, don’t have a debit card, don’t have life insurance and much more. This pattern is a common feature in countries from Latin America…


Ridesharing and Finance SuperApp

My name is Mikal — I’m an early-stage tech investor and I was born in Asia, grew up in Africa and now live in the US. Every week I break down a fast-growing business in an emerging market to understand its product, market and growth strategy.

This week I’m breaking down Southeast Asian SuperApp Grab. This piece was originally published here.

Southeast Asia is the most dynamic internet economy in the world outside of the United States and China. The number of internet users in the region has soared from 260 million in 2015 to 400 million by 2020. …


Udaan, Reliance Retail and India’s Kirana Wars

My name is Mikal — I’m an early-stage tech investor and I was born in Asia, grew up in Africa and now live in the US. Every week I break down a fast-growing business in an emerging market to understand its product, market and growth strategy.

This week I’m breaking down Indian B2B wholesaler Udaan. This piece was originally published here.

Within the next decade India will overtake China to become the most populous country in the world. Today India’s population is 1.38 billion and this is expected to reach 1.5 billion by 2030 and peak around 1.65 billion in…


The Chinese food delivery powerhouse and its ongoing evolution into a SuperApp

My name is Mikal — I’m an early-stage tech investor and I was born in Asia, grew up in Africa and now live in the US. Every week I break down a fast-growing business in an emerging market in my newsletter Emergent to understand its product, market and growth strategy.

This week I’m breaking down Meituan.

Meituan is a Chinese “SuperApp,” the leader in the food delivery segment and China’s third most valuable internet company ($250 billlion market capitalization). Meituan is a pioneer in the food delivery industry…

Mikal Khoso

Investor @ Wavemaker interested in the intersection of politics, economics and technology. Sign up for my newsletter @ https://bit.ly/33FWVuq

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store